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Windstar Travel Protection Plan

Windstar Cruises offers guests the opportunity to purchase the Full Sail Protection Plan. This plan is optional, available for U.S. residents and must be paid for at time of deposit. Payments are not refundable.

Because cancellation fees apply regardless of the reason for cancellation, including medical and family matters, we strongly recommend the purchase of the Full Sail Plan, which protects you if your trip is canceled or interrupted for covered reasons.

Premium Product
Cancellation Fee Waiver Program
Non-Insurance features provided by Windstar Cruises
Any Reason Cruise Credit
Reimbursement provided in the form of future travel credits if cancellation reason doesn’t qualify for a cash refund
90% of cruise cancellation fee
Cancellation fee waiver
Reimbursement if you need to cancel your trip for illness, injury, death and more
Cash refund up to total cruise cost
Travel Insurance Benefits
Underwritten by Arch Insurance Company
Benefits Coverage (per person)
Trip Interruption
Reimbursement if you need to interrupt your trip for a covered reason
Up to total trip cost ($75,000 maximum)
Trip Delay
Reimbursement for catch-up expenses like meals and hotel if you are delayed getting to or from your trip
Up to $1,000 ($100/day)
Accident Medical/Sickness Medical Expense Benefits
Reimbursement if you get sick or hurt on your trip
Up to $50,000
Emergency Evacuation/Repatriation Benefits
Coverage if you need emergency medical transportation and/or provides for shipment of remains in the event of death during a trip
Up to $100,000
Baggage Loss
Reimbursement if your things are lost, stolen, or damaged
Up to $3,000
Bag Delay
Reimbursement if bags are delayed 24+ hours and you need to purchase necessary items
Up to $500

 
Standard Product
Cancellation Fee Waiver Program
Non-Insurance features provided by Windstar Cruises
Any Reason Cruise Credit
Reimbursement provided in the form of future travel credits if cancellation reason doesn’t qualify for a cash refund
50% of cruise cancellation fee
Cancellation fee waiver
Reimbursement if you need to cancel your trip for illness, injury, death and more
Cash refund up to total cruise cost ($10,000 maximum)
Travel Insurance Benefits
Underwritten by Arch Insurance Company
Benefits Coverage (per person)
Trip Interruption
Reimbursement if you need to interrupt your trip for a covered reason
Up to total trip cost ($10,000 maximum)
Trip Delay
Reimbursement for catch-up expenses like meals and hotel if you are delayed getting to or from your trip
Up to $500 ($100/day)
Accident Medical/Sickness Medical Expense Benefits
Reimbursement if you get sick or hurt on your trip
Up to $10,000
Emergency Evacuation/Repatriation Benefits
Coverage if you need emergency medical transportation and/or provides for shipment of remains in the event of death during a trip
Up to $25,000
Baggage Loss
Reimbursement if your things are lost, stolen, or damaged
Up to $1,500
Bag Delay
Reimbursement if bags are delayed 24+ hours and you need to purchase necessary items
Up to $500

For guests who purchased their plan prior to 10/21/18, please visit the former program administrator's website at www.tripmate.com/wpF529W

Windstar Full Sail Travel Protection is an optional plan available for purchase at the time of your cruise deposit and may be purchased up until 90 days prior to the start of a guest's vacation with Windstar. As certain terms, conditions, and exclusions may apply, we recommend the purchase at deposit so that you can help protect against conditions that may arise afterward. The Full Sail Travel Protection Program is not in effect until the plan cost has been received by Windstar Cruises, in addition to any cruise deposits/payments due.

For Minnesota, Missouri, and New York residents only, the Any Reason Cruise Credits can be purchased separate from the Travel Insurance benefits. Contact 1.888.722.2195 for details. For Minnesota, Missouri, and New York residents, Trip Cancellation benefits are underwritten by Arch Insurance Company.

Travel Insurance benefits are administered by Aon Affinity and underwritten by Arch Insurance Company, with administrative offices in Jersey City, NJ (NAIC #11150) under Policy Form series LTP 2013 and applicable amendatory endorsements. This is a brief overview of the coverages. Subject to terms, conditions, and exclusions. This is a general overview of insurance benefits available. Coverages may vary in certain states and not all benefits are available in all jurisdictions. Please refer to your certificate of benefits or policy of insurance for detailed terms, conditions, and exclusions that apply.

This is not a complete description of all benefits and limitations. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking.

If you book a Windstar cruise, you can purchase insurance from Windstar or from the independent insurance provider, Generali Global Assistance (formerly CSA Travel Protection). Click here to see details of the Go Plan from Generali Global Assistance.